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Fix & Flip · South Carolina

Fix & flip loans in South Carolina — fund the deal, keep your cash.

South Carolina is coastal short-term-rental demand in Charleston and Myrtle Beach plus inland cash flow. Mortava funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in Charleston, Columbia, Greenville and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your South Carolina project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance South Carolina projects with Mortava

In a market like South Carolina, speed and leverage decide your margin. Mortava funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on Charleston, Columbia, Greenville, Myrtle Beach deals and recycle capital into the next project faster.

Top metros we fund
Charleston, Columbia, Greenville, Myrtle Beach
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+

South Carolina fix & flip loan FAQ

Can I get a fix and flip loan in South Carolina?
Yes. Mortava funds fix & flip projects across South Carolina, including Charleston, Columbia, Greenville, Myrtle Beach. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a South Carolina flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in South Carolina.
Do you fund first-time flippers in South Carolina?
Yes — first-time flippers are welcome in South Carolina with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
How fast can Mortava close a flip in South Carolina?
South Carolina fix & flip loans can close in as few as 7–10 days, with indicative 2-hour term sheets and rehab draws reimbursed within 24 hours.
What property types qualify for a South Carolina fix & flip loan?
Single-family, 2–4 units, condos, and townhomes across South Carolina. Standard and extensive rehabs both qualify; ground-up construction is reviewed separately.
Fix & flip loans by state
Flip in AlabamaFlip in AlaskaFlip in ArizonaFlip in ArkansasFlip in CaliforniaFlip in ColoradoFlip in ConnecticutFlip in DelawareFlip in FloridaFlip in GeorgiaFlip in HawaiiFlip in Idaho
All Fix & Flip programs → DSCR loans in South Carolina → Instant quote & pre-qualify →