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Fix & Flip · Colorado

Fix & flip loans in Colorado — fund the deal, keep your cash.

Mortava fix & flip loans in Colorado: 620+ FICO, up to 95% LTC + 100% of rehab, 12–18 month terms — statewide.

Colorado is a strong appreciation market with robust short-term-rental demand in mountain-town submarkets. Mortava funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in Denver, Colorado Springs, Aurora and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your Colorado project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance Colorado projects with Mortava

In a market like Colorado, speed and leverage decide your margin. Mortava funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on Denver, Colorado Springs, Aurora, Fort Collins deals and recycle capital into the next project faster.

Denver drives Colorado’s long-term-rental demand, while mountain-town submarkets support some of the strongest short-term-rental economics in the country. Many Colorado investors run both strategies inside one portfolio.

Top metros we fund
Denver, Colorado Springs, Aurora, Fort Collins
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+

Flip-to-STR in Colorado

Not every Colorado flip has to sell. In short-term-rental markets like Denver, some investors renovate and then refinance into an STR / Airbnb DSCR loan on projected rental income — keeping the asset instead of paying to exit.

Guidelines reviewed July 2026 by the Mortava lending team.

Colorado fix & flip loan FAQ

Can I get a fix and flip loan in Colorado?
Yes. Mortava funds fix & flip projects across Colorado, including Denver, Colorado Springs, Aurora, Fort Collins. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a Colorado flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in Colorado.
Do you fund first-time flippers in Colorado?
Yes — first-time flippers are welcome in Colorado with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
Can I flip into a short-term rental in Colorado?
Yes — a common Colorado exit is to renovate, then refinance into an STR DSCR loan on projected rental income instead of selling. Mortava finances both legs, which matters in short-term-rental markets like Denver.
Do you fund flips in Denver and Colorado Springs?
Yes — Denver, Colorado Springs, Aurora, Fort Collins and every other Colorado market. Leverage and pricing are driven by your experience, FICO, and the deal's numbers, not the zip code.
Fix & flip loans by state
Flip in WyomingFlip in AlabamaFlip in AlaskaFlip in ArizonaFlip in ArkansasFlip in CaliforniaFlip in ConnecticutFlip in DelawareFlip in FloridaFlip in GeorgiaFlip in HawaiiFlip in Idaho
All Fix & Flip programs → DSCR loans in Colorado → Instant quote & pre-qualify →
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