Mortava
Contact Sales
Fix & Flip · Idaho

Fix & flip loans in Idaho — fund the deal, keep your cash.

Mortava fix & flip loans in Idaho: 620+ FICO, up to 95% LTC + 100% of rehab, 12–18 month terms — statewide.

Idaho is one of the fastest-growing states, with Boise drawing relocation-driven rental demand. Mortava funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in Boise, Meridian, Nampa and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your Idaho project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance Idaho projects with Mortava

In a market like Idaho, speed and leverage decide your margin. Mortava funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on Boise, Meridian, Nampa, Idaho Falls deals and recycle capital into the next project faster.

Boise’s relocation wave made Idaho one of the fastest-growing states, and rental supply hasn’t caught up. Investors here are underwriting demand growth, not just current rent rolls.

Top metros we fund
Boise, Meridian, Nampa, Idaho Falls
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+
Guidelines reviewed July 2026 by the Mortava lending team.

Idaho fix & flip loan FAQ

Can I get a fix and flip loan in Idaho?
Yes. Mortava funds fix & flip projects across Idaho, including Boise, Meridian, Nampa, Idaho Falls. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a Idaho flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in Idaho.
Do you fund first-time flippers in Idaho?
Yes — first-time flippers are welcome in Idaho with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
Do you fund flips in Boise and Meridian?
Yes — Boise, Meridian, Nampa, Idaho Falls and every other Idaho market. Leverage and pricing are driven by your experience, FICO, and the deal's numbers, not the zip code.
Can I BRRRR a Idaho property instead of selling it?
Yes. Many Idaho investors renovate with a Mortava flip loan in markets like Boise, rent the property, then refinance into a 30-year DSCR loan — the BRRRR playbook. We finance both stages.
Fix & flip loans by state
Flip in ColoradoFlip in ConnecticutFlip in DelawareFlip in FloridaFlip in GeorgiaFlip in HawaiiFlip in IllinoisFlip in IndianaFlip in IowaFlip in KansasFlip in KentuckyFlip in Louisiana
All Fix & Flip programs → DSCR loans in Idaho → Instant quote & pre-qualify →
Ask Vesty