Mortava
Contact Sales
Fix & Flip · Oklahoma

Fix & flip loans in Oklahoma — fund the deal, keep your cash.

Mortava fix & flip loans in Oklahoma: 620+ FICO, up to 95% LTC + 100% of rehab, 12–18 month terms — statewide.

Oklahoma is landlord-friendly laws and high gross yields across OKC and Tulsa. Mortava funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in Oklahoma City, Tulsa, Norman and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your Oklahoma project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance Oklahoma projects with Mortava

In a market like Oklahoma, speed and leverage decide your margin. Mortava funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on Oklahoma City, Tulsa, Norman deals and recycle capital into the next project faster.

OKC and Tulsa combine high gross yields with some of the most landlord-friendly rules in the country. Oklahoma keeps both acquisition and operating costs low — the whole cash-flow equation works.

Top metros we fund
Oklahoma City, Tulsa, Norman
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+

BRRRR in Oklahoma

The same leverage that funds a Oklahoma flip funds the "buy and rehab" half of BRRRR. Renovate in Oklahoma City or Tulsa, rent it, then refinance into a 30-year DSCR loan instead of selling — our BRRRR method guide covers the handoff.

Guidelines reviewed July 2026 by the Mortava lending team.

Oklahoma fix & flip loan FAQ

Can I get a fix and flip loan in Oklahoma?
Yes. Mortava funds fix & flip projects across Oklahoma, including Oklahoma City, Tulsa, Norman. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a Oklahoma flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in Oklahoma.
Do you fund first-time flippers in Oklahoma?
Yes — first-time flippers are welcome in Oklahoma with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
Do you fund flips in Oklahoma City and Tulsa?
Yes — Oklahoma City, Tulsa, Norman and every other Oklahoma market. Leverage and pricing are driven by your experience, FICO, and the deal's numbers, not the zip code.
Can I BRRRR a Oklahoma property instead of selling it?
Yes. Many Oklahoma investors renovate with a Mortava flip loan in markets like Oklahoma City, rent the property, then refinance into a 30-year DSCR loan — the BRRRR playbook. We finance both stages.
Fix & flip loans by state
Flip in New JerseyFlip in New MexicoFlip in New YorkFlip in North CarolinaFlip in North DakotaFlip in OhioFlip in OregonFlip in PennsylvaniaFlip in Rhode IslandFlip in South CarolinaFlip in South DakotaFlip in Tennessee
All Fix & Flip programs → DSCR loans in Oklahoma → Instant quote & pre-qualify →
Ask Vesty