Project type
Cosmetic / light rehab
Term
Interest-only bridge
Max leverage
Up to ~90% LTC + 100% rehab
Close speed
As few as 7 days
Program terms reviewed by Jay Beach, SVP Investor Portfolio Lending ·
Lite vs. heavy renovation
Lite-renovation flips are cosmetic — paint, flooring, fixtures, and kitchen or bath updates — without structural or footprint changes. They carry higher leverage and shorter timelines than gut rehab. Heavier, structural, and value-add projects are financed under our Fix & Flip (Heavy Renovation) tier.
Getting your term sheet
Leverage shown is indicative and not a commitment to lend — final terms are sized per project. Send your address, purchase price, and scope, and a real person will size the deal and return an indicative term sheet — typically within about two hours.
Frequently asked questions
What counts as a lite renovation?
Cosmetic work — paint, flooring, fixtures, and kitchen or bath updates — with no structural or footprint changes. Gut and structural work falls under the Heavy Renovation tier.
Is the Lite Renovation program available now?
Yes — send your address, purchase price, and scope, and we'll size the deal and return indicative terms, typically within about two hours.
How fast can a flip bridge loan close?
Fix & Flip bridge loans can close in as few as 7 days, since qualification is asset- and project-based.