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Fix & Flip · Mississippi

Fix & flip loans in Mississippi — fund the deal, keep your cash.

Mortava fix & flip loans in Mississippi: 620+ FICO, up to 95% LTC + 100% of rehab, 12–18 month terms — statewide.

Mississippi is the lowest entry prices in the country with strong gross-yield DSCR. Mortava funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in Jackson, Gulfport, Southaven and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your Mississippi project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance Mississippi projects with Mortava

In a market like Mississippi, speed and leverage decide your margin. Mortava funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on Jackson, Gulfport, Southaven deals and recycle capital into the next project faster.

Mississippi has the lowest entry prices in the country, which pushes gross yields — and debt-service ratios — toward the top of the national range. Jackson and Gulfport deals are carried entirely by the rent.

Top metros we fund
Jackson, Gulfport, Southaven
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+

BRRRR in Mississippi

The same leverage that funds a Mississippi flip funds the "buy and rehab" half of BRRRR. Renovate in Jackson or Gulfport, rent it, then refinance into a 30-year DSCR loan instead of selling — our BRRRR method guide covers the handoff.

Guidelines reviewed July 2026 by the Mortava lending team.

Mississippi fix & flip loan FAQ

Can I get a fix and flip loan in Mississippi?
Yes. Mortava funds fix & flip projects across Mississippi, including Jackson, Gulfport, Southaven. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a Mississippi flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in Mississippi.
Do you fund first-time flippers in Mississippi?
Yes — first-time flippers are welcome in Mississippi with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
Do you fund flips in Jackson and Gulfport?
Yes — Jackson, Gulfport, Southaven and every other Mississippi market. Leverage and pricing are driven by your experience, FICO, and the deal's numbers, not the zip code.
Can I BRRRR a Mississippi property instead of selling it?
Yes. Many Mississippi investors renovate with a Mortava flip loan in markets like Jackson, rent the property, then refinance into a 30-year DSCR loan — the BRRRR playbook. We finance both stages.
Fix & flip loans by state
Flip in LouisianaFlip in MaineFlip in MarylandFlip in MassachusettsFlip in MichiganFlip in MinnesotaFlip in MissouriFlip in MontanaFlip in NebraskaFlip in NevadaFlip in New HampshireFlip in New Jersey
All Fix & Flip programs → DSCR loans in Mississippi → Instant quote & pre-qualify →
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